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Spencer Hickoff
At Premier Home and Finance Inc, I'm committed to providing personalized and professional mortgage services to help clients achieve their dream of homeownership. With over 11 years of experience, I specialize in tailor fitting loan solutions to specific goals and needs of my clients. I can offer a wide range of programs for both Refinance and Purchase loans through Conventional, FHA, USDA, Jumbo, VA, Non QM and more. My core values remain consistent- Client Service, Availability, Honesty and Integrity for all. Contact me today to find the right solution for you.
Get in Touch
Contact us to schedule a consultation and get the best mortgage rates and fees in the marketplace.
Loan Programs
OUR SERVICES
At Premier Home and Finance, we offer a wide range of loan programs to help our clients achieve their homeownership dream. Our services include Conventional, FHA, USDA, Jumbo, VA, Non QM, and more. Contact us today to learn more about our loan programs and find the right solution for your needs.
Loan Programs
Conventional
1% Down
FHA
3.5% Down
USDA
0 Down
Jumbo
10% Down
VA
0 Down
FIND YOUR DREAM HOME.
Loan Calculators
At Spencer Hickoff Mortgages, we offer free loan calculators to help you determine your monthly payments, affordability, and more. Try our calculators today!
Free Consultation
Contact us today to schedule a free consultation and learn more about our loan programs and rates.
Multiple Lender Access
As a mortgage broker, we have access to multiple different lenders, ensuring the best rate/fee combination in the marketplace and access to unmatched wholesale pricing. This advantage allows us to find the right solution for each client's needs.